Nestled in the heart of Johnson County, Overland Park, KS, is a vibrant city that has consistently ranked as one of the best places to live in the United States. Known for its excellent schools, thriving job market, and family-friendly amenities, Overland Park offers a high quality of life. 

But how does the cost of living in Overland Park, KS, stack up against other cities? 

Kansas is among the list of cheapest states to live in the States, so we’ll delve into various aspects of living costs, from housing and utilities to groceries and healthcare, to give you a clear picture of what to expect when moving to this charming Midwestern city.

Housing Costs

Renting vs. Buying

One of the most significant factors influencing the cost of living in Overland Park, KS, is housing. Whether you’re renting or buying a home, Overland Park offers a range of options to suit different budgets.

Renting

The average rent for a one-bedroom apartment in Overland Park hovers around $1,000 to $1,200 per month, while a two-bedroom apartment can range from $1,300 to $1,600. These prices are relatively moderate compared to larger metropolitan areas like New York or San Francisco. 

Renting can be an attractive option for those who are not ready to commit to buying a home or for those who prefer the flexibility that renting offers.

Buying

If you’re considering building or buying a home, the median home price in Overland Park is approximately $350,000. This price reflects the city’s desirable location, excellent school districts, and safe neighborhoods. 

While this may seem steep, it’s important to remember that home values in Overland Park tend to appreciate steadily, making it a sound investment. The process of buying a home can be daunting, but with the help of a good realtor, you can find a property that fits your needs and budget.

Neighborhoods and Amenities

Overland Park is home to several distinct neighborhoods, each with its unique charm and amenities. Areas like Deer Creek and Nottingham Forest offer upscale homes with access to golf courses and country clubs, while neighborhoods like Brookridge and Downtown Overland Park provide a more urban feel with walkable access to shops, restaurants, and cultural attractions. 

Whether you prefer a quiet suburban street or a bustling urban environment, Overland Park has something to offer.

Utilities

Utility costs are another crucial component of the cost of living in Overland Park, KS. On average, residents can expect to pay around $150 to $200 per month for electricity, heating, cooling, water, and garbage. 

This amount can fluctuate based on the size of your home and personal usage habits. Efficient use of resources and modern appliances can help keep these costs manageable.

Transportation

Public Transportation vs. Driving

Overland Park is a car-dependent city, and most residents rely on personal vehicles for their daily commutes. The cost of gasoline is generally in line with the national average, and residents typically spend around $100 to $150 per month on fuel.

Public Transportation 

While Overland Park does have access to public transportation through the Kansas City Area Transportation Authority (KCATA), the services are limited compared to larger cities. 

Monthly passes for public transit cost around $50, making it an affordable option for those who can utilize it. However, the convenience of having a personal vehicle cannot be overstated, especially for families and those with longer commutes.

Car Insurance

Car insurance in Overland Park averages about $1,200 per year, though this can vary based on your driving record, age, and the type of vehicle you own. It’s advisable to shop around and compare quotes from different insurance providers to find the best rates.

Groceries and Dining Out

Grocery Costs

When it comes to groceries, the cost of living in Overland Park, KS, is relatively affordable. A typical grocery bill for a family of four ranges from $400 to $600 per month. 

Popular grocery stores in the area include Hy-Vee, Price Chopper, and Whole Foods, each offering a variety of products to fit different budgets. Local farmers’ markets also provide fresh, seasonal produce at competitive prices.

Dining Out

Overland Park boasts a diverse culinary scene, with dining options ranging from casual eateries to fine dining restaurants. 

On average, a meal at an inexpensive restaurant will cost around $12 to $15 per person, while a three-course meal for two at a mid-range restaurant can set you back $50 to $70. Whether you’re in the mood for barbecue, sushi, or Italian, you’ll find plenty of delicious options to choose from.

Healthcare

Healthcare costs are a significant consideration for anyone moving to a new city. Overland Park is home to several top-rated hospitals and medical facilities, including the Overland Park Regional Medical Center and Saint Luke’s South Hospital. 

The average cost of a doctor’s visit is approximately $100 to $150 without insurance. However, most residents have health insurance through their employers, which helps offset these costs. Monthly health insurance premiums typically range from $300 to $600, depending on the coverage level and family size.

Education

Public Schools

Families moving to Overland Park will be pleased to know that the city is served by some of the best public school districts in the state, including Blue Valley and Shawnee Mission. While public education is free, parents should budget for additional costs such as school supplies, extracurricular activities, and transportation. 

These districts are known for their high academic standards, excellent extracurricular programs, and supportive communities.

Higher Education

For those pursuing higher education, Overland Park is home to Johnson County Community College (JCCC), one of the top community colleges in the nation. Tuition at JCCC is quite affordable, with in-district students paying around $100 per credit hour. 

Nearby universities, such as the University of Kansas and Kansas State University, offer more options, though tuition rates are higher. These institutions provide a wide range of programs and opportunities for students of all ages.

Taxes

Property Taxes

Property taxes in Overland Park are relatively high compared to the national average, but they fund the city’s excellent public services and infrastructure. Homeowners can expect to pay around 1.3% of their home’s assessed value annually in property taxes. 

These funds support local schools, parks, and public safety services, contributing to the high quality of life in the city.

Sales Tax

The sales tax rate in Overland Park is 9.1%, which includes the state, county, and city taxes. This rate applies to most goods and services, with certain exceptions for necessities like groceries. It’s a good idea to budget for this additional cost when planning your monthly expenses.

Miscellaneous Expenses

Childcare

Childcare costs in Overland Park can be a significant expense for families with young children. On average, full-time daycare for an infant ranges from $800 to $1,200 per month, while preschool programs may cost slightly less. It’s essential to plan for these costs and explore different childcare options to find one that fits your family’s needs and budget.

Fitness and Wellness

Staying active and healthy is easy in Overland Park, with numerous gyms, yoga studios, and wellness centers available. Monthly gym memberships typically range from $30 to $70, depending on the facility and membership level. Whether you prefer traditional gyms, boutique fitness studios, or outdoor activities, there are plenty of options to keep you fit and healthy.

Conclusion

The cost of living in Overland Park, KS, offers great value for the lifestyle it affords. The slightly higher housing costs are offset by the excellent public services, top-rated schools, and a sense of community that is hard to match. 

Additionally, the moderate prices for groceries, utilities, and healthcare contribute to an overall manageable cost of living. The city’s residents enjoy a high quality of life, and the vibrant local culture and recreational opportunities make it an attractive place to call home.

Many people love moving to Overland Park for these reasons, and working with a reliable moving company can make the relocation process seamless. 

Whether you’re drawn by the city’s job market, its family-friendly environment, or the numerous parks and cultural events, Overland Park has something for everyone. 

The blend of urban amenities and suburban comfort ensures that residents can enjoy the best of both worlds, making Overland Park not just a place to live, but a place to thrive.